Actions people can take:
Cost of capital. Big banks pay 0% or 1%, or getting bailed out and getting capital for free, whereas most Americans are paying 17% + on their credit cards and high prices on their mortgage. Now I dare say, if your neighbor could buy all the homes in your neighborhood for 0% or 1%, and you had to pay 5% to 7% on your mortgage, you know what's going to happen after many years, Del, right?
